A 403(b)/457/401(k) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 403(b)/457/401(k) are tax-deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your 403(b)/457/401(k) account. The combined result is a retirement savings plan you cannot afford to pass up.
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