June_home ownership square

Home Ownership and the Importance of Homeowner’s Insurance

06/07/2023 Written by: Kristine Simmons


June is National Home Ownership Month. It celebrates the value that owning a home brings to families, communities, and neighborhoods across the United States. If it fits into your financial plan, owning a home can provide long-term financial security. Home ownership is considered an investment and becomes a sanctuary for you and your family.

At AssuredPartners, your sanctuary is our priority. It is important to get the coverage you need to protect your home from unpredictable risks and safeguard your financial stability. To meet each family’s unique needs, AssuredPartners provides many additional options for your policy:

  • Valuable articles coverage
  • Unlimited replacement cost
  • Umbrella and excess liability
  • Back up of sewage and water, flood, and other natural disaster options

“Home Insurance isn’t a luxury, it’s a necessity.” 1  If you own a home or are considering making a purchase, almost all mortgage companies require homeowners’ insurance to cover the full value of your property.

A standard homeowners policy provides coverage in the event of damage. If you need to repair or replace any part of your home or its contents, your policy is there to protect you. That coverage typically includes any heating or cooling systems, appliances, furniture, clothing, and personal possessions. Any outbuildings are also protected (garage, sheds, barns, fences, etc.) In addition, living expenses are also covered in the event you need to find alternate lodging. 2

It is important to understand all the details of your policy and what is covered. You should be versed in your coverage amounts in the event of a claim. Our personal insurance professionals are happy to explain policy inclusions and necessary limits. Visit us at: https://www.assuredpartners.com/Homeowner-Insurance




1 https://www.investopedia.com/insurance/homeowners-insurance-guide/

2 https://www.usnews.com/insurance/homeowners-insurance/what-does-homeowners-insurance-cover



Annuities Planning Meeting

Favorable tax treatment is one of the main reasons for buying an annuity. But what exactly are the tax benefits? And are there any drawbacks? It’s important to know the answers to these questions...

Aging Parents square
Caring for Your Aging Parents
Personal Planning05/15/2024

Caring for your aging parents is something you hope you can handle when the time comes, but it’s the last thing you want to think about. Whether the time is now or somewhere down the road, there are...

New Investors square
Fundamental Concepts for New Investors
Personal Planning05/08/2024

Investing involves setting goals for the future and weighing the risks and potential rewards associated with a wide variety of investment opportunities. If you are a new investor, this might seem...