Home Ownership and the Importance of Homeowner’s Insurance
June is National Home Ownership Month. It celebrates the value that owning a home brings to families, communities, and neighborhoods across the United States. If it fits into your financial plan, owning a home can provide long-term financial security. Home ownership is considered an investment and becomes a sanctuary for you and your family.
At AssuredPartners, your sanctuary is our priority. It is important to get the coverage you need to protect your home from unpredictable risks and safeguard your financial stability. To meet each family’s unique needs, AssuredPartners provides many additional options for your policy:
- Valuable articles coverage
- Unlimited replacement cost
- Umbrella and excess liability
- Back up of sewage and water, flood, and other natural disaster options
“Home Insurance isn’t a luxury, it’s a necessity.” 1 If you own a home or are considering making a purchase, almost all mortgage companies require homeowners’ insurance to cover the full value of your property.
A standard homeowners policy provides coverage in the event of damage. If you need to repair or replace any part of your home or its contents, your policy is there to protect you. That coverage typically includes any heating or cooling systems, appliances, furniture, clothing, and personal possessions. Any outbuildings are also protected (garage, sheds, barns, fences, etc.) In addition, living expenses are also covered in the event you need to find alternate lodging. 2
It is important to understand all the details of your policy and what is covered. You should be versed in your coverage amounts in the event of a claim. Our personal insurance professionals are happy to explain policy inclusions and necessary limits. Visit us at: https://www.assuredpartners.com/Homeowner-Insurance
1 https://www.investopedia.com/insurance/homeowners-insurance-guide/
2 https://www.usnews.com/insurance/homeowners-insurance/what-does-homeowners-insurance-cover
Related articles
No matter how old you get, there's something wonderful about a grandparent reaching for his wallet to give you a few dollars to "spend on anything you’d like." Far more valuable than the money is the...
People who are saving for retirement face a number of challenges. There's the effort required to get your finances in order so you can save aggressively. There's the discipline required to stay the...
As you imagine retirement and the latter part of life, it's natural to think of experiences you'd like to have that would carry great meaning. Maybe it's taking all the grandkids to Disney World,...