How Much You Think You Need in Retirement vs. How Much You Really Need
Wealth Management 10/11/2023

When it comes to packing for a trip, you could be one of two people. A minimalist fits everything they need for a two-week vacation into a small carry-on or backpack. The overpacker who needs two or..

Creating an Investment Portfolio
Wealth Management 10/04/2023

You’ve identified your goals and done some basic research. You understand the difference between a stock and a bond. But how do you actually go about creating an investment portfolio? What specific..

Why We Like to Think of Ourselves as Upper Middle Class
Wealth Management 09/13/2023

There's no question that being perceived as poor is something to be avoided in our society. People are willing to spend more than they can afford on designer clothes, the latest phone, and a nice car..

Is There a Future for Cryptocurrency in Your Portfolio?
Wealth Management 08/16/2023

The biggest selling point for cryptocurrency is that it's unregulated, supposedly making it free of any government control. Unfortunately, this lack of oversight appears to also be its biggest..

The Downside to Target Date Funds (TDFs)
Wealth Management 07/19/2023

Many people have chosen to save for retirement by investing in Target Date Funds (TDFs). Essentially, you pick your target retirement date, and the fund automatically does the rest, adjusting things..

What’s a Safe Drawdown Rate in Retirement?
Wealth Management 07/05/2023

You've probably heard of the 4% rule. It holds that during retirement you should be able to withdraw up to 4% of your invested savings each year and not have to worry about running out of..

Do Declining Diesel Prices Predict a Recession?
Wealth Management 05/17/2023

Market analysts have been looking for early predictors of a recession for some time. Something that will act as a canary in the coal mine to warn investors to act before a downturn hits. To this end..

Banks and Markets
Wealth Management 05/10/2023

The news of the Silicon Valley Bank’s collapse and UBS’ acquisition of Credit Suisse for pennies on the dollar were shocking. These dual shockwaves reverberated through the banking system and left..

What the Past Can Teach Us
Wealth Management 04/26/2023

Many of us have lived through financial downturns that economists call recessions. But there's a more serious kind of downturn that the experts call a depression. So, what's the difference between..

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