Fundamental Concepts for New Investors
Personal Planning 05/08/2024

Investing involves setting goals for the future and weighing the risks and potential rewards associated with a wide variety of investment opportunities. If you are a new investor, this might seem..

How Do You Plan for a Future You Can't Accurately Predict?
Personal Planning 03/20/2024

In 1992 American political scientist Francis Fukuyama published The End of History and the Last Man. This highly regarded book declared that global politics had reached its final stage. Liberal (in..

Considerations for Dipping into Your Emergency Fund
Personal Planning 03/06/2024

One of the keys to long-term financial success is organizing your spending through a pre-determined budget. And one of the most important components of a household budget is your emergency fund. The..

Tax Efficiency in Retirement
Personal Planning 01/17/2024

Will you pay higher taxes in retirement? It’s possible. But that will largely depend on how you generate income. Will it be from working? Will it be from retirement plans? And if it does come from..

Retirement Roadmap for Small Business Owners
Personal Planning 01/10/2024

Small business owners are an essential component of America’s economy. In the United States, 99.7% of all firms are comprised of small businesses with 500 or fewer employees.1 However, small business..

How to Make the Most of the New Year
Personal Planning 01/03/2024

The concept of January 1st starting the new year, began in 46 B.C. The idea was to sync with the annual cycle of the sun more accurately. This was called the Julian calendar and it was used..

Does Your Portfolio Fit Your Retirement Lifestyle?
Personal Planning 12/20/2023

Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. As a retiree, how you choose to live in retirement may be an additional factor to..

Navigating Pitfalls
Personal Planning 11/22/2023

Much is written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Some classic financial missteps have been known to plague retirees, too..

Why is 59 1/2 So Important?
Personal Planning 11/15/2023

If you were born in the early 1960s, you’re old enough to remember the Apollo lunar landings. You may remember the first departure of astronauts Neil Armstrong and Buzz Aldrin, who walked on the moon..

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