Scammers are Now Using AI to Try to Steal Your Money
Financial Wellness 08/23/2023

If somebody called you from an unknown number, claiming to be from your bank, and asked you to "confirm" your sensitive account information, you would probably recognize right away that this was a..

Is There a Future for Cryptocurrency in Your Portfolio?
Wealth Management 08/16/2023

The biggest selling point for cryptocurrency is that it's unregulated, supposedly making it free of any government control. Unfortunately, this lack of oversight appears to also be its biggest..

What You Will Miss About Your Career – It’s Not the Work
Personal Planning 08/09/2023

Since 1938, researchers at Harvard University have continued a long-term study about what makes people happy. They began by gathering health records at two-year intervals from 724 people from around..

10 Terms Every Investor Should Know
Personal Planning 08/02/2023

If you’re new to investing, you may encounter some unfamiliar jargon. Understanding the following terms may help you become a more confident investor.   Portfolio An investment portfolio is a colle..

Set Your Financial Goals
Personal Planning 07/26/2023

The first step in investing is defining your objectives for the future. If you are married or in a long-term relationship, spend some time together discussing your joint and individual goals. It’s..

The Downside to Target Date Funds (TDFs)
Wealth Management 07/19/2023

Many people have chosen to save for retirement by investing in Target Date Funds (TDFs). Essentially, you pick your target retirement date, and the fund automatically does the rest, adjusting things..

How to Keep “Fun Money” from Derailing your Plan
Personal Planning 07/12/2023

Dale Carnegie, one of the 20th century's most recognized authorities on reaching your full potential, argued for the importance of enjoyment in life. "People rarely succeed," he wrote, "unless they..

What’s a Safe Drawdown Rate in Retirement?
Wealth Management 07/05/2023

You've probably heard of the 4% rule. It holds that during retirement you should be able to withdraw up to 4% of your invested savings each year and not have to worry about running out of..

Confidently Incorrect: The Decline of Financial Literacy
Financial Wellness 06/28/2023

Sherman Hanna, a professor of consumer sciences at The Ohio State University, headed up a study that tracked the progress of financial knowledge of Americans over nearly a decade. Using data gathered..