Don't Let Emotion Drive Last Minute Holiday Spending
Personal Planning 12/04/2024

The holidays, especially Christmas, are supposed to be a time of joy and goodwill. But when you're feeling the pressure to give a "significant" gift, not only are you the opposite of joyful, but that..

Tax Planning for Annuities
Wealth Management 11/27/2024

Favorable tax treatment is one of the main reasons for buying an annuity. But what exactly are the tax benefits? And are there any drawbacks? It’s important to know the answers to these questions..

3 Tips for Repaying Student Loans
News 11/20/2024

As prices for household goods seem to continue to climb, when student loan payments restart, many people are wondering how they’ll fit these payments in. In this article, learn tips for paying off..

What do Statistics Say about Working Past Retirement Age?
Personal Planning 11/13/2024

There are obvious advantages to working past the typical retirement age of 65. First, of course, is money. Making an income and continuing to save while not drawing down your nest egg can have a big..

November Insights: Was that Necessary?
Insights and Perspectives 11/08/2024

Was that Necessary? A common retort to anyone raising teenagers or working with a difficult coworker might be, “Was that necessary?” If I were Federal Reserve Chair Jerome Powell, I would be asking..

The Era in Which You Started Saving Affects How You Invest
Wealth Management 11/06/2024

In 1997 William Strauss and Neil Howe published The Fourth Turning: An American Prophecy. The premise of this fascinating book is that American history has gone through a cycle of recurring..

How Much Do Elections Affect the Stock Market?
Personal Planning 11/01/2024

As we near the upcoming election, you've probably seen some pretty dramatic predictions about what will happen to the economy if one side or the other wins. While the outcome of this particular..

How Your Psychology Affects Your Investing
Financial Wellness 10/30/2024

On its surface, investing for retirement seems to be all about getting the numbers right. Your timeline, your tax strategy, your portfolio allocation, and your income goals are all things that can be..

Decide When You’ll Retire
Personal Planning 10/23/2024

To determine your total retirement needs, you can’t just estimate how much annual income you need. You also have to estimate how long you’ll be retired. The longer you are in retirement, the more..