First Quarter 2025
Quarterly Reports 04/22/2025

Order of Operation The process a sailor goes through to reduce sail is called reefing. Every boat is rigged a little bit differently but the one thing they have in common is that there is a detailed..

Thinking About Investing as the Cost of Capital
News 04/16/2025

It's easy to think about the stock market like it's a retirement program. That's certainly how it seems to function as you save toward that goal. Typically, you've accumulated a lump sum and/or set..

Make It Safe to Age in Place
Personal Planning 04/09/2025

Almost 90 percent of people 65 and over want to age in their current homes or communities, and 77 percent of those 50 and older want to remain in their current homes as they age, according to AARP..

April Insights: Keep Calm and Carry On
Perspectives 04/07/2025

Keep Calm and Carry On The past week has been traumatic, and it may not be done yet. Times like this are always frightening, and this one in particular is frustrating because this is a..

Bridge to Social Security
Wealth Management 04/02/2025

When nearing retirement, another strategy to consider: Use periodic withdrawals from your 401(k) to serve as an income resource—a bridge—until you finally start collecting Social Security benefits..

Moving to an IRA
Wealth Management 03/28/2025

Approaching retirement? What you do with your retirement account in the years leading up to retirement could affect your financial well-being for years to come. One option to consider is rolling over..

March Insights: Overcoming Barriers
Perspectives 03/28/2025

Overcoming Barriers “Life is pain, and anyone who says differently is selling something.” ~ Dread Pirate Roberts, “The Princess Bride” Will tariffs be the end of us? Lately I am reminded of my..

Understanding Your Investment Timeline
Financial Wellness 03/26/2025

One of the biggest motivators for speculative investing remains hidden to most people. If you ask someone who buys and sells stocks with the goal of realizing short-term gains why they do it, they..

The Anti-Bucket List
Personal Planning 03/12/2025

As you imagine retirement and the latter part of life, it's natural to think of experiences you'd like to have that would carry great meaning. Maybe it's taking all the grandkids to Disney World..